Canadian signup bonus
Neo Financial Referral Bonus
New Canadian customers · Last checked Apr 3, 2026
Get $35 after getting a Neo credit card, or Everyday account and depositing $50 within 90 days.
Last checked: Last checked Apr 3, 2026
Get Neo FinancialReferral link. Verify current terms with the provider before signing up.
Neo Financial is a Canadian fintech that bundles a high-cashback credit card, a savings account, and a prepaid card under one app. The Neo Mastercard earns 1% to 3% cashback on gas and groceries and up to 15% cashback at partner merchants — a network that includes over 12,000 stores, restaurants, and services across Canada. The Neo Money prepaid card works with Apple Pay and Google Pay.
The Neo Savings account currently advertises 1.25% to 3% interest, making it a reasonable place to keep short-term cash while earning more than a typical big-bank savings account. Deposits are eligible for CDIC protection through Neo’s banking partner.
Neo Financial referral bonus requirements
The referral bonus applies to new Neo Financial customers who open a Neo credit card or Neo Everyday account and deposit at least $50 within 90 days of signing up. Credit card approval is separate from the Everyday account path, and eligibility can vary by province. Review Neo’s current referral terms before you apply.
Neo Mastercard cashback overview
Beyond the signup bonus, Neo emphasizes elevated cashback on gas and groceries plus partner offers at thousands of Canadian merchants. Cashback tiers and partner rates are subject to change. For a prepaid Mastercard with high interest on your balance, see the KOHO referral bonus. If you are comparing bitcoin rewards and crypto spending, see the Shakepay referral bonus.
How to claim
- 1 Sign up via our referral link
- 2 Choose a Neo credit card or Neo Everyday account
- 3 Complete identity verification
- 4 Deposit $50 or more within 90 days of signing up
- 5 Receive your $35 bonus
Eligibility
- Must be a Canadian resident
- New Neo Financial customers only
- Must be the age of majority in your province or territory
- Credit card eligibility subject to credit approval
When you get the bonus
Within 30 days of meeting the deposit requirement
Why we recommend Neo Financial
- Neo Mastercard and Neo Money card work with mobile wallet.
- 1% - 3% cashback on gas and groceries, 0%-1% on everything else.
- Partner offers add extra cashback at 12,000+ stores, restaurants, and services.
- Neo Savings account with 1.25% - 3% interest.
Frequently asked questions
How do I get the Neo Financial referral bonus in Canada?
1. Sign up via our referral link 2. Choose a Neo credit card or Neo Everyday account 3. Complete identity verification 4. Deposit $50 or more within 90 days of signing up 5. Receive your $35 bonus
Who is eligible for the Neo Financial signup bonus?
• Must be a Canadian resident • New Neo Financial customers only • Must be the age of majority in your province or territory • Credit card eligibility subject to credit approval
When do I receive the Neo Financial bonus?
Within 30 days of meeting the deposit requirement
What ongoing benefits does Neo Financial offer?
• Neo Mastercard and Neo Money card work with mobile wallet. • 1% - 3% cashback on gas and groceries, 0%-1% on everything else. • Partner offers add extra cashback at 12,000+ stores, restaurants, and services. • Neo Savings account with 1.25% - 3% interest.
Is this an official Neo Financial promotion?
This page summarizes publicly advertised referral terms for Neo Financial. Offers and eligibility can change. Confirm the current promotion on Neo Financial before signing up.
Last checked: Last checked Apr 3, 2026
Get Neo FinancialReferral link. Always verify current terms and eligibility on the provider site before signing up.